Sunday, August 28, 2016

Blue Apron 2-Person Box Review





Blue Apron gave product (a courtesy 2-person box) in exchange for this unbiased review. Not a Boomerang's Readers are eligible for a limited-time special discount- receive two free meals by subscribing today!

Blue Apron "makes incredible home cooking accessible by delivering original recipes and fresh ingredients to customers nationwide. Launched in 2012, Blue Apron is the largest fresh ingredient and recipe delivery service in the United States and delivers over 5 million meals a month to its loyal following of home chefs, with delivery currently reaching 99 percent of the continental United States. By reinventing the grocery supply chain from the farm to the dinner table, Blue Apron is able to source the highest quality, seasonal ingredients, that are fresher and more affordable than customers can get on their own at their local supermarket. Chefs around the world wear blue aprons when learning to cook, and the blue apron has become a symbol of lifelong learning in cooking. Blue Apron encourages this lifelong learning by introducing customers to new ingredients, flavors and cooking techniques with every recipe it creates. For more information, visit: blueapron.com."


The box comes packed in insulated freezer bags resting on top of thick ice packs. This made the package much heavier than I anticipated, but is convenient because busy subscribers do not have to worry about food (including raw meat) spoiling if left out on a doorstep. In fact, this worked perfectly in my case because my husband had no idea what this was and left it out for hoursEverything was edible and refrigerated. I was relieved.

Here is what you see after opening up the box. Ooh...ahh...


And here is what all of the goodies look like unboxed. There was so much food!

Three meals, three reviews:

This isn't a food blog. This is a personal finance blog. How do the numbers pan out?

Most importantly, is it worth signing up for?


Blue Apron: Lemongrass Chicken Burgers



Blue Apron gave product (a courtesy 2-person box) in exchange for this unbiased review. Not a Boomerang's Readers are eligible for a limited-time special discount- receive two free meals by subscribing today!

Makes: 2 servings
Calories: ~800 per serving
Prep: 15 min.
Cook time: 20-30 min.


Burgers are an American staple. There are so many ways to cook a burger well, and sometimes a few extra ingredients can take a burger from pretty good to extraordinary. In my household, the difference is usually the type of bun and/or cheese used, and whether or not there will be bacon or avocado. Hint: Always say 'yes' to bacon and/or avocado. 

Artisan potato buns? We're there. Chicken burger? Hmm...healthier than beef. An Asian twist on a classic? I'm in. Let's give it a go.



On to the meal!

Blue Apron: Brown Butter Cod



Blue Apron gave product (a courtesy 2-person box) in exchange for this unbiased review. Not a Boomerang's Readers are eligible for a limited-time special discount- receive two free meals by subscribing today!

Makes: 2 servings
Calories: ~590 per serving
Prep: 15 min.
Cook time: 25-35 min.


I was raised on seafood - salmon, crabs, mussels, lobster, squid, octopus, shrimp. Cod fish (see: health benefits and risks), while easily found in stores, and I do not often cross paths. The wild-caught fillets included in this meal were hearty enough for two people but would have been skimping if made for three. Other than that I was comfortable with all of the ingredients in this recipe, and looked forward to trying purple potatoes. Nutrition-wise, they are very similar to Russet potatoes except they contain more anthocyanin (causing the purple hue) which is high in antioxidants. 


On to the meal!

Saturday, August 27, 2016

Blue Apron: Seared Pork Chops & Plum Salsa



Blue Apron gave product (a courtesy 2-person box) in exchange for this unbiased review. Not a Boomerang's Readers are eligible for a limited-time special discount- receive two free meals by subscribing today!

Makes: 2 servings
Calories: ~800 per serving
Prep: 10 min.
Cook time: 25-35 min.

I was excited to try cooking a new dinner recipe, something protein-based with some gourmet flair. Blue Apron included several ingredients I never used before (farro and scallions) and a few intimidating others- kale usually results in something inedible (my attempts, anyway), mixing fruit into dinner is a roll of the dice (usually ending up with my husband not-so-subtly grimacing when he sees it on his plate near "real food") and I'm allergic to almonds. I was not entirely confident I could make it work. 


On to the meal!

Sunday, July 31, 2016

Conversation with a Shopping Addict

When someone is literally taking your blood, it is advisable to be as agreeable as possible and not challenge their lifestyle values. Learn from this tale and save the financial evangelizing for another day:


The first thing the phlebotomist said as she wrapped the tourniquet around my arm was, "I have such a craving for chocolate."

"Okay," I replied, thinking this was her tactic to distract the patient from eyeing the needle. Not necessary, but appreciated. I have had my fair share of blood draws over the years, and am not bothered much by this anymore.

She continued, "I'm going to make my husband buy me some after this. Milk chocolate, mmm! This day is taking forever though. Were there many patients in the fitting room after you?"

I shook my head mutely, watching as she inserted the needle. Alright, maybe not a calming tactic. 

Monday, July 25, 2016

Finally Cashing in that Coin Jar



When I was young, my parents had an empty water cooler bottle that they would use to collect coins. We would save all year then turn the coins in to a local counter machine to use on our annual family vacation. I still remember the excitement we had at learning how much we saved. The purpose of it was to have disposable cash on-hand. This isn't a bad thing, but since we spent it readily, I did not equate this simple method as a way to generate any long-term savings. Now that I'm in charge of my family's finances, I take a slightly different approach.

The coin jar above followed us through three moves, but has rarely been full enough to empty. When living in the city, I avoided picking up change from subway platforms. Better to leave that quarter near the puddle of unknown sludge. Whenever I broke a bill and made change, I quickly found ways to spend get rid of it because it was easier to swipe my credit card than fumble through a wallet in a crowded area. Better to leave the spare cash in a tip jar than carry around annoying pennies. It's better than getting robbed because someone saw a flash of a $20 and thought you were rolling in it, but failed to realize that's the first Andrew Jackson you've seen all month. Amirite?

This mindset was wasteful. 

Over the past year, I made a concentrated effort to liberate coins from our couch cushions, rescue dropped dimes from under the car floor mat, and empty pennies from seldom used handbags and wallets. My life is more settled now. Change has a way of floating around more easily and getting found.

Better to save it.

Personally, I don't use third-party coin counter machines at local grocery stores. They take a fairly hefty percentage of your earnings, sometimes as much as 5% or more. Instead, I cash in at my local bank branch, despite wariness over any of their more "official" machines shortchanging clients. The only foolproof method would be to fill your own coin roll wrappers. I have not gone that far yet.

Let me say that the bank teller who assisted me was very detail-oriented. She snagged a loose button, zipper pull, and some random string bits from the jar as she poured the change in to the coin sorter. She was lightning fast. During that process, my husband asked how much we collected. 

My guess: $178.00
Actual...

Sunday, July 17, 2016

Affordable Wedding Invitations: Secured


My younger sister recently married, but is planning a larger wedding in 2017. She asked me to be her maid of honor. I accepted. Cue panic.

Before you think I am terrible (I may be), let me explain. Weddings are outside of my comfort zone. Ask me about tax deductions, student loans, credit scores, and the like...but planning a wedding?! I'm a lost cause with the details and the dollar signs spinning around hurt my head.

Exchanges like the one below give some reassurance though. Weeks ago, I mentioned that stores carry DIY invitations. She was skeptical that they would appear cheap and ordered more expensive samples from professional wedding vendors. We looked over those. They were nice, but then she saw the cost and gave my idea a go. First success as MOH? I think so!

90 invitations down. A little under 90 to go. 

*I did not receive any compensation from Home Goods for this post. Yet.

Friday, July 15, 2016

How to Get Your Money's Worth from Beauty and Personal Care Products

According to a recent Washington Post article, most American women are more likely to buy luxe beauty products over clothing. However, I recommend using samples first. Shaking brand loyalty is a little more difficult to do.

I spend hundreds each year on personal care products and cosmetics, but most upscale brands simply cost too much for the average person, myself included, to grab on a whim. With Sephora letting customers have up to three samples per in-store visit and plenty of competitors giving away free trial sizes online, I am part of a new wave of consumers the common retailer may struggle to engage. 

Poor packaging only compounds the pricing pain point. Why would I buy something that is not only difficult to use, wasteful even, and expensive? Before throwing out that next shampoo bottle, open the cap and take a look inside. You will be surprised by how much is left- that's a lot of discarded money over time.

Nars Satin Lip Pencil (deluxe sample shown) retails for $26 for 0.07 oz

The solution? Scissors, in most cases. In the above, I used a matchstick after cutting the sample open because anything else would have been too large. A small spatula with an extended handle is cost-effective and can get the job done too.

MDSolarSciences Mineral Tinted Crème Broad Spectrum SPF 30 UVA-UVB: $32 for 1.7 oz.

It may seem petty and cheap to bother, but doing this greatly extends the "life" of most products by 3-5 days on average, and full-sized products even longer. In short, you will notice a cost difference over time. Your bank account balance will thank you.

Friday, February 26, 2016

From a New Homeowner: There's Good in Renting

I am fortunate to own a home for almost two years now. It's a small but good-sized home in a decent suburban neighborhood. It's the type of place where neighbors say hello without feeling too awkward, where kids still, by and large, play in the streets, and people plant flowers and tend to their small lawns with meticulous care. It seems primarily filled with retirees, though many young couples and families have moved in too. Having returned from nearly a decade of city life (and never having had those experiences growing up), that type of place felt very foreign and uncomfortable to me at first. Yet, it's become home to me, to us.

Prior to that we were renters, like 33.8% of the U.S. population (2000 U.S. Census). In looking back, there were many benefits of renting I didn't appreciate then. Don't get me wrong- I love being a homeowner, but it's idealized. Realistically, it only takes one or two bumps in life- an unexpected illness, a lost job, etc. - a few missed months of mortgage payments before a family could be faced with foreclosure. A lot can happen during a 30-year repayment period.

Losing my house is a fear, but not an all-consuming or even primary one. The reason why I'm feeling this uncertainty now is because my husband is going to apply for jobs that will bring him better personal well-being but greatly decreased income- we're talking salary reductions that are tens of thousands of dollars less per year. Ultimately, it will be what is best for him. Knowing that no one has guaranteed job security, especially in a new job, I feel it's important to consciously remind myself of the good in renting. People get attached to their homes. I like mine, but if needed, we could sell and go back to being happy tenants without feeling too defeated. Truly believing that and having a hand to hold throughout is comforting with all of the uncertainties life can bring.

On to the memories!